1. Who we are
Masterspred is a sports knowledge platform where sports fans can share predictions and analysis, participate in the community, and, where eligible, monetize analysis through the Masterspred marketplace.
The Masterspred platform is operated in Nigeria by Masterspred (“Masterspred,” “we,” “us,” or “our”).
For privacy questions or requests, contact themasterspred@gmail.com.
2. Scope
This Privacy Policy explains how we collect, use, disclose, retain, and protect personal data when you use the Masterspred website, applications, community, marketplace, or related services (collectively, the “Services”).
The Services are intended only for people aged 18 or older.
3. Personal data we collect
Depending on how you use the Services, we may collect the following categories of data.
Account and profile data
- Email address, username, internal user ID, country, and account status.
- Profile photograph or avatar, biography, creator or tipster profile details, and preferences.
- Information you provide to confirm that you meet our eligibility requirements.
Content and community activity
- Sports predictions, analysis, fixture submissions, votes, follows, bookmarks, and other content or interactions.
- Leaderboard, performance, confidence, popularity, and community-history information derived from your activity.
- Reports, moderation records, and communications with our support team.
Payment, coin, earning, and withdrawal data
- Coin purchases, coin balances, marketplace unlocks, Masterspred’s 30% platform commission, creators’ 70% earnings share, transaction history, and withdrawal requests.
- Bank name, account number, account name, and bank-resolution or verification results when a creator requests a withdrawal.
- Payment references and payment status supplied by Paystack or another approved payment provider.
Payment providers process payment-card or bank-payment credentials under their own privacy terms. Masterspred does not intend to store full payment-card details. Do not send payment-card details to us by email or support message.
Technical, security, and usage data
- IP address, browser and device information, operating system, timestamps, requested pages, referral information, and diagnostic logs.
- Authentication cookies, session information, security events, rate-limit information, and indicators of fraud, abuse, or automated traffic.
- Approximate location inferred from IP address where needed for security, compliance, or service operation.
Marketing choices
- Whether you have chosen to receive promotional communications and your unsubscribe preferences.
4. How we collect data
We collect personal data:
- Directly from you when you register, edit your profile, publish content, buy coins, unlock analysis, request a withdrawal, or contact us.
- Automatically when you use the Services, including through cookies, logs, and security tools.
- From service providers, such as authentication, hosting, database, cache, security, and payment providers.
- From other users when they interact with or report content.
5. Why we use personal data
We use personal data only where we have a lawful basis under applicable data-protection law.
| Purpose | Typical data | Lawful basis commonly relied upon |
|---|---|---|
| Create and operate accounts | Account, profile, authentication data | Performance of our contract with you |
| Display profiles and community content | Username, avatar, bio, predictions, analysis, statistics | Performance of our contract; legitimate interests; consent where required |
| Process coin purchases and marketplace unlocks | Payment references, balances, transaction records | Performance of our contract; legal obligations |
| Calculate creator earnings and process withdrawals | Earnings, identity and bank details, transaction records | Performance of our contract; legal obligations; fraud prevention |
| Secure the Services, investigate suspicious activity, and prevent fraud or abuse | Account activity, transactions, IP, device, logs, session and rate-limit data | Legitimate interests; legal obligations |
| Moderate content and enforce our Terms | Content, reports, account and activity data | Performance of our contract; legitimate interests |
| Maintain, troubleshoot, and improve the Services | Usage, diagnostics, aggregated statistics | Legitimate interests |
| Send service notices | Email, account and transaction data | Performance of our contract; legal obligations |
| Send marketing | Email and communication preferences | Consent, where required |
| Respond to legal requests and protect rights | Relevant account, transaction, content and log data | Legal obligations; legitimate interests |
Where we rely on legitimate interests, we consider whether our interests are overridden by your rights and freedoms. Where we rely on consent, you may withdraw it at any time without affecting earlier lawful processing.
6. Information visible to other users
Masterspred is a community platform. Your username, avatar, biography, creator status, published predictions or analysis, and community or leaderboard statistics may be visible to other users or the public, depending on the feature and your settings.
Do not publish personal information that you do not want others to see. Private account, payment, bank, and withdrawal details are not intended to be displayed publicly.
7. Cookies and similar technologies
We use cookies or similar browser storage that are necessary to:
- Keep you signed in and protect your session.
- Remember essential preferences.
- Prevent fraud, abuse, and unauthorized access.
- Operate and measure the reliability of the Services.
If we introduce non-essential analytics or advertising cookies, we will provide any notice and consent controls required by applicable law and update this policy.
8. When we share personal data
We may share personal data only as reasonably necessary with:
- Supabase, for database, authentication, storage, and related backend services.
- Vercel, for hosting, delivery, logs, and application infrastructure.
- Upstash, for caching, rate limiting, and abuse protection.
- Paystack, for payments, payment verification, bank resolution, and withdrawals where applicable.
- Professional advisers, auditors, insurers, or prospective transaction advisers under appropriate confidentiality duties.
- Courts, regulators, law-enforcement agencies, or other parties where required by law or necessary to protect users, Masterspred, or the public.
- A successor entity in a merger, financing, reorganization, or sale, subject to appropriate safeguards and notice where required.
These providers may process data under their own terms and privacy notices. We do not sell personal data for money.
9. International data transfers
Some service providers may process personal data outside Nigeria or the country where you live. Where required, we use lawful transfer mechanisms and appropriate safeguards, such as contractual protections, adequacy decisions, or another mechanism permitted by applicable law.
Contact themasterspred@gmail.com if you would like more information about safeguards relevant to your data.
10. Data retention
We retain personal data only for as long as reasonably necessary for the purposes described in this policy, including to provide the Services, keep legally required financial records, resolve disputes, prevent fraud, and enforce agreements.
Retention depends on the type of data:
- Account and profile data is generally retained while your account is active and for a reasonable period afterward.
- Published community content may be retained or de-identified where necessary to preserve discussions, records, integrity, or other users’ legitimate interests.
- Payment, earning, and withdrawal records are retained for the period required by tax, accounting, anti-fraud, and other applicable laws.
- Security and technical logs are retained for a limited period appropriate to security and troubleshooting needs.
- Deleted data may remain temporarily in restricted backups until those backups are overwritten under our retention cycle.
We review retention periods as the Services, legal obligations, and operational requirements change.
11. Security
We use reasonable technical and organizational safeguards designed to protect personal data, including access controls, authentication safeguards, encryption in transit, restricted service credentials, logging, rate limiting, and private handling of account and financial responses.
No online service can guarantee absolute security. You are responsible for using a strong, unique password, protecting your device and account, and notifying us promptly at themasterspred@gmail.com if you suspect unauthorized access.
12. Your rights
Subject to applicable law and appropriate identity verification, you may have the right to:
- Ask whether we process your personal data and request access to it.
- Correct inaccurate or incomplete data.
- Request deletion of data in appropriate circumstances.
- Object to or request restriction of certain processing.
- Receive certain data in a portable format where applicable.
- Withdraw consent where processing is based on consent.
- Object to direct marketing at any time.
- Complain to the relevant data-protection authority.
To exercise a right, email themasterspred@gmail.com. We may ask for information necessary to verify your identity and protect your account. Some rights are subject to legal exceptions, including obligations to retain transaction records or protect other users’ rights.
You may also lodge a complaint with the Nigeria Data Protection Commission or another competent authority in your place of residence.
13. Account deletion
You may request account deletion through the account Settings page. Before voluntary closure is completed, purchased coins must be spent and valid creator earnings must be withdrawn. We may still lawfully retain records relating to transactions, creator earnings, withdrawals, fraud, disputes, or legal obligations after the account is closed.
If you cannot access the Settings page, contact themasterspred@gmail.com. These balance-resolution rules do not remove any data-protection right or remedy that cannot lawfully be restricted.
Deletion does not necessarily remove content already lawfully shared with or independently stored by other users, although we will handle the account and associated content as required by applicable law.
14. Marketing communications
We may send promotional email where permitted by law and, where required, after you opt in. You may unsubscribe using the link in a marketing email or by contacting themasterspred@gmail.com. You may still receive essential account, security, payment, and service messages.
15. Automated systems
Masterspred may use automated calculations to operate feeds, leaderboards, content rankings, fraud controls, and rate limits. We do not intend to make decisions based solely on automated processing that produce legal or similarly significant effects without providing any notice or safeguards required by law.
16. Children
The Services are not directed to anyone under 18. We do not knowingly allow a person under 18 to maintain an account. If you believe a minor has provided personal data, contact themasterspred@gmail.com so we can investigate and take appropriate action.
17. Changes to this policy
We may update this Privacy Policy to reflect changes in the Services, providers, or law. We will post the updated version with a new “Last updated” date and provide additional notice where a change is material or the law requires it.
18. Contact us
Masterspred
Contact email: themasterspred@gmail.com